CURRENT INCENTIVES / AMERICA'S HOME GRANT PROGRAM

Qualified homebuyers can get a lender credit to help make buying a home more affordable. 

• Eligibility depends on your income and the location of the home; other restrictions apply
• Program funds can only be used for nonrecurring closing costs including title insurance, recording fees, and, in certain situations, discount points that may be used to lower the interest rate. Lender credit cannot be applied toward down payment, prepaid items or recurring costs, such as property taxes and insurance. Borrowers cannot receive program funds as cash back
• Best of all, this is not a loan — It does not have to be repaid